Accidents are scary. If you have been in this unfortunate situation, you need to first calm down and then deal with the situation. Panicking will only make things worse. Having car insurance in such situation can be a big plus point here.
Assessing the Situation
Now before you jump, the gun and call your insurance company, you need to take note of the situation. Some key points that you might want to make note of include:
- The extent of the damage
- How bad is the accident?
- Was anyone injured?
- Who is at fault?
If a person is injured, you first need to seek medical attention and then deal with the situation. If your vehicle is damaged, you need to call an auto body repair shop and get it fixed. Accidents can be traumatizing and can leave you in shock. In that state of mind, you might say or do things that can be used against you later.
If the accident has taken place in LA, then you can call Brock’s Collision Center in Shreveport and Bossier City, LA. They have a team of high skilled technicians that deal with all kinds of vehicle repairs. They even have a 24-hour towing services for those in need. They can even arrange for an alternate transportation while your vehicle gets repaired.
Ensure that you stay calm and limit your talk with anyone. Let the officials come at the accident scene and take your statement. Make sure that you try gathering information about the party involved in the accident. Begin with their insurance details, license and personal information about the driver.
Call your insurance company depending on the nature of the accident. Bear in mind not to neglect even a minor accident. Report it to the insurance company. You never when this might come in handy in the near future. There is no hard and fast rule that you need to use here.
If the other party too has car insurance, then you might want to get your insurance company to contact them and settle the document work between them. If you are under insurance, then all the bills will be directly handled by your insurance company.
Making Your Own Choices When Involved in a Crash
This is the most common scenarios during accident cases, the blame game. When you are not at fault, sometimes the other party will try their best to put the blame on you and embezzle money from you. They will force you to talk to their insurance company or try to settle it outside the court.
If you find yourself in this type of situation, then you are eligible to:
- Choose to get your car repaired or not
- Choose to settle the issue with the other party outside court or not
- You can choose any insurance company of your choice
- You can either settle for money with the other party or file for a case
When it comes to any type of accidents, hiring an attorney might be useful. They are aware of the rules and regulations and can offer you the best possible advice on your case.